1. Know who’s on your shopping list

2. Take a look at your finances

3. Set a budget

4. Check your cabinet for gift cards

5. Use the right credit cards

6. Know your upcoming sales and promotions

7. Use a shopping or cashback app

8. Clip those coupons

9. Get crafty

10. Shop at the right times

11. Avoid impulse buys

12. Don’t fall into the free-shipping trap

13. Think outside the gift box

14. Track your spending

15. Consider next year’s bills

source: financebuzz