1. Know who’s on your shopping list
2. Take a look at your finances
3. Set a budget
4. Check your cabinet for gift cards
5. Use the right credit cards
6. Know your upcoming sales and promotions
7. Use a shopping or cashback app
8. Clip those coupons
9. Get crafty
10. Shop at the right times
11. Avoid impulse buys
12. Don’t fall into the free-shipping trap
13. Think outside the gift box
14. Track your spending
15. Consider next year’s bills
source: financebuzz